Greenwich real estate and homes for sale in Connecticut - Julianne C. Ward, REALTOR®

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Julianne C. Ward, REALTORŽ, real estate agent and broker for Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203.231.1064

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Mortgage Calculators: Greenwich Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT

Welcome > Resources > Mortgage Calculators > What Is Your APR? ...

The Best Mortgage Calculators On the Web!

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support

Definitions

Annual Percentage Rate (APR): A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.
Mortgage amount: Original or expected balance for your mortgage.
Interest rate: Annual interest rate for this mortgage.
Term in years: The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
Monthly payment: Monthly principal and interest payment (PI).
Total payments: Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
Total interest: Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
Loan origination percent: The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.
Discount points: Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.
Other fees: Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Julianne C. Ward, REALTORŽ, real estate agent and broker for Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Julianne C. Ward
Prudential CT Realty
136 East Putnam Ave
Greenwich, CT 06830
Office: 203 869-0500
Cell: 203-231-1064
Voice Mail: 203 637-6281
Fax: 203-869-3141
Email: jcward@prudentialct.com
Email: wardjulianne@aol.com
Prudential Connecticut Realty is pleased to announce that Julianne Ward of the Greenwich office has ranked as the firms number 1 Realtor. Julianne has increased her production 47% over the previous year selling more than $80 million dollars worth of real estate in 2006. This is particularly impressive when contrasted to the overall Greenwich market where the number of homes sold decreased by 15% compared to 2005. During her career, Julianne has consistently earned the Chairmans Circle Diamond Award placing her in the Top 1% of Prudentials Realtors throughout North America. For 2006, she also ranked #52 out of the entire Prudential network of 68,000 sales professionals. Julianne is a member of the Greenwich Board of Realtors and the Consolidated Multiple Listing Service. She is the past Chairman of the Greenwich Association of Realtors Public Relations and Activities Committee. In addition, Julianne serves on the Boards and volunteers for several charitable organizations including Neighbor to Neighbor, TAG (Transportation Association of Greenwich), and the Greenwich YMCA.

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