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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Julianne C. Ward is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Greenwich Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Greenwich real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

	About You
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	About Your Move
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For Sale By Owner >Selling Tools

After a month of trying to sell your home "By Owner" you may decide to list it with a real estate agent. If you are in this position, you may begin to notice that your agent doesn't market the home the same way you did. You ran classified ads every weekend, but your agent has only advertised twice all month. Even so, there is a lot more interest and activity than you were able to generate on your own.

When your home is being marketed professionally, your real estate agent has many powerful selling tools that make it worth hiring someone who is experienced and competent. Some advantages to hiring an agent are the national and worldwide referral networks, the Multiple Listing Service, and the Internet. We advertise extensively in almost every media available including TV, which may bring in a call from the people who will buy your home. We work cooperatively with other brokers and share information about listings. Communication is the key to a real estates success. Agents use all of these tools to market their listings aggressively to get sales action!

	See All Tips In The "For Sale By Owner" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Julianne C. Ward, REALTORŽ, real estate agent and broker for Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Julianne C. Ward
Prudential CT Realty
136 East Putnam Ave
Greenwich, CT 06830
Office: 203 869-0500
Cell: 203-231-1064
Voice Mail: 203 637-6281
Fax: 203-869-3141
Email: jcward@prudentialct.com
Email: wardjulianne@aol.com
Prudential Connecticut Realty is pleased to announce that Julianne Ward of the Greenwich office has ranked as the firms number 1 Realtor. Julianne has increased her production 47% over the previous year selling more than $80 million dollars worth of real estate in 2006. This is particularly impressive when contrasted to the overall Greenwich market where the number of homes sold decreased by 15% compared to 2005. During her career, Julianne has consistently earned the Chairmans Circle Diamond Award placing her in the Top 1% of Prudentials Realtors throughout North America. For 2006, she also ranked #52 out of the entire Prudential network of 68,000 sales professionals. Julianne is a member of the Greenwich Board of Realtors and the Consolidated Multiple Listing Service. She is the past Chairman of the Greenwich Association of Realtors Public Relations and Activities Committee. In addition, Julianne serves on the Boards and volunteers for several charitable organizations including Neighbor to Neighbor, TAG (Transportation Association of Greenwich), and the Greenwich YMCA.

www.julianneward.com is brought to you by Julianne C. Ward
NUMBER1EXPERT™ in real estate for Greenwich, Connecticut

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