Greenwich real estate and homes for sale in Connecticut - Julianne C. Ward, REALTOR® Julianne C. Ward REALTOR(r) for Greenwich, Connecticut real estate - NUMBER1EXPERT™ Julianne C. Ward NUMBER1EXPERT(tm) for Greenwich, Connecticut real estate

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Julianne C. Ward, REALTOR®, real estate agent and broker for Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
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Julianne C. Ward is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Greenwich Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Greenwich area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Greenwich market, even listings not yet on the MLS, through my professional Connecticut real estate affiliations. 

- My expert local knowledge of the Greenwich area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Greenwich is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Greenwich area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Julianne C. Ward, REALTOR®, real estate agent and broker for Greenwich Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Julianne C. Ward
Prudential CT Realty

136 East Putnam Ave
Greenwich, CT 06830
Office: 203 869-0500
Cell: 203-231-1064
Voice Mail: 203 637-6281
Fax: 203-869-3141
Email: jcward@prudentialct.com
Email: juliannecward@gmail.com

During her career, Julianne has consistently earned the Chairman’s Circle Diamond Award placing her in the Top 1% of Prudential’s Realtors throughout North America. Julianne is a member of the Greenwich Board of Realtors and the Consolidated Multiple Listing Service. She is the past Chairman of the Greenwich Association of Realtors Public Relations and Activities Committee. In addition, Julianne serves on the Boards and volunteers for several charitable organizations including Neighbor to Neighbor, TAG (Transportation Association of Greenwich), and the Greenwich YMCA.

Equal Housing MLS REALTOR


www.julianneward.com is brought to you by Julianne C. Ward
NUMBER1EXPERT™ in real estate for Greenwich, Connecticut


Prudential Connecticut Realty: Easton, Fairfield, Greenwich

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